Scienaptic Systems Inc.

224W, 35th Street, Suite 800, New York, NY 10001 Ph: +1 212 244 4030

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credit line expansion
AI ML credit underwriting
Future of Credit underwriting
Ai ml credit platform
artificial intelligence credit
artificial intelligence credit platform
machine learning credit platform
machine learning underwriting platform
ai underwriting platform
ai decisioning platform
artificial intelligence decisioning platform
credit underwriting platform
machine learning decisioning platform
ml decisioning platform
explainable neural network
explainable neural network credit platform
underwrite.ai

credit underwriting
loan underwriting ai
ai loan underwriting
ai credit scoring
automated underwriting
credit management
credit risk analysis
credit risk assessment
credit risk control
credit risk management
credit risk modelling
credit risk monitor
credit score companies
credit underwriting models
internal credit risk models
loan application underwriting process
loan underwriting

predictive underwriting
risk models for banks
trends in credit underwriting
underwriting
underwriting process
underwriting risk analysis
neural network credit models
credit line increase
Pankaj Kulshreshtha
Kevin Oden
Ray Duggins
Subbu Venkataramanan
Pankaj Jain
Douglas Merrill
Zest finance

credit line expansion
AI ML credit underwriting
Future of Credit underwriting
Ai ml credit platform
artificial intelligence credit
artificial intelligence credit platform
machine learning credit platform
machine learning underwriting platform
ai underwriting platform
ai decisioning platform
artificial intelligence decisioning platform
credit underwriting platform
machine learning decisioning platform
ml decisioning platform
explainable neural network
explainable neural network credit platform
underwrite.ai

credit underwriting
loan underwriting ai
ai loan underwriting
ai credit scoring
automated underwriting
credit management
credit risk analysis
credit risk assessment
credit risk control
credit risk management
credit risk modelling
credit risk monitor
credit score companies
credit underwriting models
internal credit risk models
loan application underwriting process
loan underwriting

predictive underwriting
risk models for banks
trends in credit underwriting
underwriting
underwriting process
underwriting risk analysis
neural network credit models
credit line increase
Pankaj Kulshreshtha
Kevin Oden
Ray Duggins
Subbu Venkataramanan
Pankaj Jain
Douglas Merrill
Zest finance

Case Studies

Sharper credit decisioning process to accelerate profitable portfolio growth

Our client, a leading financial institution was experiencing increased delinquencies, resulting in credit losses and high operational costs on collections.

Forecast better, faster, at scale with advanced ML techniques

A leading US bank was unable to accurately forecast aging losses due to underestimation of realizations, observing over 16% variance to actuals. Scienaptic’s Ether platform was able to achieve higher accuracy using bleeding edge ML techniques. Read the case study to understand more.

How we are driving a robust credit program for a leading e-retailer

The overall opportunity of this engagement lay in our ability to rebuild and enable the client to drive credit adoption and a sound decisioning process...

Detect Account Takeover Fraud Using AI

One of our major banking clients in the US was seeing significant uptick in ATO (Account Take Over) fraud losses. There was a need for a platform which could help them detect fraud early and accurately...

Sharper AI tools for improved loss savings and approvals

A case study on how Ether platform creates significant “Lift”

credit line expansion
AI ML credit underwriting
Future of Credit underwriting
Ai ml credit platform
artificial intelligence credit
artificial intelligence credit platform
machine learning credit platform
machine learning underwriting platform
ai underwriting platform
ai decisioning platform
artificial intelligence decisioning platform
credit underwriting platform
machine learning decisioning platform

 


ml decisioning platform
explainable neural network
explainable neural network credit platform
underwrite.ai
credit underwriting
loan underwriting ai
ai loan underwriting
ai credit scoring
automated underwriting
credit management
credit risk analysis
credit risk assessment
credit risk control
credit risk management

edit risk modelling
credit risk monitor
credit score companies
credit underwriting models
internal credit risk models
loan application underwriting process
loan underwriting
predictive underwriting
risk models for banks
trends in credit underwriting
underwriting
underwriting process
underwriting risk analysis
neural network credit models
credit line increase

Pankaj Kulshreshtha

credit line expansion
AI ML credit underwriting
Future of Credit underwriting
Ai ml credit platform
artificial intelligence credit
artificial intelligence credit platform
machine learning credit platform
machine learning underwriting platform
ai underwriting platform
ai decisioning platform
artificial intelligence decisioning platform
credit underwriting platform
machine learning decisioning platform

 


ml decisioning platform
explainable neural network
explainable neural network credit platform
underwrite.ai
credit underwriting
loan underwriting ai
ai loan underwriting
ai credit scoring
automated underwriting
credit management
credit risk analysis
credit risk assessment
credit risk control
credit risk management

edit risk modelling
credit risk monitor
credit score companies
credit underwriting models
internal credit risk models
loan application underwriting process
loan underwriting
predictive underwriting
risk models for banks
trends in credit underwriting
underwriting
underwriting process
underwriting risk analysis
neural network credit models
credit line increase

Pankaj Kulshreshtha

Using AI & ML to detect first party fraud

Whitepaper

The role of AI in Credit Line Assignment

Whitepaper

ai ml artificial intelligence machine learning credit underwriting platform software future scoring score better NN neural networks regression approval forecasting collection fraud

ai ml artificial intelligence machine learning credit underwriting platform software future scoring score better NN neural networks regression approval forecasting collection fraud

ai ml artificial intelligence machine learning credit underwriting platform software future scoring score better NN neural networks regression approval forecasting collection fraud

ML in Credit Risk Management

Best practices

A practitioner’s
note on forecasting Retail Credit Losses

Whitepaper